Have you ever bitten into a pumpkin muffin so good that it made you close your eyes and sigh with happiness? These keto pumpkin cream cheese muffins deliver exactly that moment of pure joy—without the carb crash afterward. When the leaves start changing and that first crisp breeze hits, my kitchen immediately transforms into pumpkin central. Last weekend, while my kids were jumping in leaf piles outside, I was inside perfecting these little cups of fall magic that have quickly become our Sunday morning tradition.
The beauty of these keto pumpkin cream cheese muffins lies in their perfect balance—spicy pumpkin batter swirled with tangy cream cheese creates a texture and flavor combination that feels downright indulgent. Best of all? Each muffin packs only 3 grams of net carbs, making them a guilt-free treat whether you’re strictly keto or just trying to cut back on sugar.
Table of Contents
Ingredients for Keto Pumpkin Cream Cheese Muffins
Keto pumpkin cream cheese muffins require simple ingredients that blend together to create pure fall magic. I always recommend gathering everything before you start—trust me, it makes the process so much smoother!

For the muffin base:
- 2 cups almond flour
- 1/2 cup pumpkin puree (unsweetened)
- 3 large eggs
- 1/2 cup erythritol or monk fruit sweetener
- 1/4 cup coconut oil, melted
- 1 tbsp pumpkin pie spice
- 1 tsp vanilla extract
- 1 1/2 tsp baking powder
- 1/4 tsp salt
For the cream cheese filling:
- 8 oz cream cheese, softened
- 1 egg
- 1/4 cup erythritol or monk fruit sweetener
- 1 tsp vanilla extract
Don’t have almond flour? You can substitute with sunflower seed meal for a nut-free option. Just be aware it might turn slightly green from a natural reaction with baking soda—it’s completely safe to eat, just a bit quirky looking!
The pumpkin puree adds that rich, earthy flavor we all crave when fall hits. Make sure you’re using pure pumpkin puree, not pumpkin pie filling which contains added sugars and spices that aren’t keto-friendly.
Timing
- Prep time: 15 minutes
- Cook time: 25 minutes
- Total time: 40 minutes
These keto pumpkin cream cheese muffins come together quicker than traditional muffins—no need to wait for flour to hydrate. You’ll spend most of your prep time beating the cream cheese filling until it’s silky smooth.
Step-by-Step Instructions for Perfect Keto Pumpkin Cream Cheese Muffins
1. Prepare Your Workspace
Preheat your oven to 350°F (175°C) and line a muffin tin with 12 paper liners. I like to give the liners a quick spritz with cooking spray to prevent any sticking—these low-carb muffins can sometimes cling more than their sugar-loaded counterparts.
2. Make the Pumpkin Batter
In a large bowl, whisk together the almond flour, pumpkin pie spice, baking powder, and salt. In a separate bowl, beat the eggs, then add pumpkin puree, melted coconut oil, sweetener, and vanilla. Whisk until smooth.
Pour the wet ingredients into the dry ingredients and stir until just combined. The batter will be thicker than traditional muffin batter—this is completely normal for keto baking with almond flour!
3. Prepare the Cream Cheese Filling
In another bowl, beat the softened cream cheese until fluffy. Add the egg, sweetener, and vanilla, then continue beating until completely smooth. If you have lumps, let the cream cheese warm up a bit more at room temperature before trying again.
4. Assemble the Muffins
Fill each muffin cup about 2/3 full with the pumpkin batter. Add a generous tablespoon of cream cheese filling to the center of each muffin. For that beautiful swirl effect, use a toothpick to gently swirl the cream cheese into the pumpkin batter.
Pro tip: Don’t over-swirl! Just a few gentle motions create the prettiest pattern.
5. Bake to Perfection
Bake for 22-25 minutes, until the tops are set and a toothpick inserted into the pumpkin part comes out clean. The cream cheese center will still be a bit soft but will firm up as it cools.
Let the muffins cool in the pan for 10 minutes before transferring to a wire rack to cool completely. These keto pumpkin cream cheese muffins taste even better after they’ve fully cooled and the flavors have melded together.
Nutritional Information for Keto Pumpkin Cream Cheese Muffins
Each muffin contains:
- Calories: 195
- Fat: 17g
- Protein: 6g
- Total Carbs: 5g
- Fiber: 2g
- Net Carbs: 3g
These keto pumpkin cream cheese muffins are not only delicious but also packed with nutrients. The almond flour provides vitamin E and healthy fats, while the pumpkin offers vitamin A, potassium, and fiber. Even on a keto diet, these muffins contribute valuable micronutrients to your day.
Equipment Needed for Keto Pumpkin Cream Cheese Muffins
You don’t need fancy equipment to make these keto pumpkin cream cheese muffins—just the basics:
- Standard 12-cup muffin tin
- Paper liners
- Mixing bowls (3 total)
- Measuring cups and spoons
- Whisk
- Rubber spatula
- Electric mixer (handheld or stand mixer)
- Toothpicks for swirling
If you’re a frequent keto baker, I recommend investing in good-quality silicone muffin liners. They release perfectly every time and are reusable, making them both environmentally and budget-friendly.
Why You’ll Love These Keto Pumpkin Cream Cheese Muffins
There are countless reasons why this keto pumpkin cream cheese muffins recipe deserves a permanent spot in your fall baking rotation:
They truly satisfy pumpkin cravings without sending your blood sugar on a rollercoaster. The natural pumpkin flavor shines through beautifully.
They’re meal-prep friendly and actually taste better on day two when the spices have had time to meld. Make a batch on Sunday for grab-and-go breakfasts all week.
They’re wonderfully versatile – enjoy them for breakfast with coffee, as a midday snack, or warmed slightly with a pat of butter for dessert.
They freeze beautifully for up to three months, so you can enjoy a taste of fall anytime a craving strikes.
They’ll impress even your non-keto friends who won’t believe these moist, flavorful muffins are sugar-free and low-carb.
Healthier Alternatives for Keto Pumpkin Cream Cheese Muffins
One of the things I love about this keto pumpkin cream cheese muffins recipe is how adaptable it is. Here are some modifications to suit various dietary needs:
Dairy-Free Option: Replace the cream cheese with dairy-free cream cheese alternative and use coconut oil instead of butter in equal amounts.
Egg-Free Variation: For the muffin base, substitute each egg with a “flax egg” (1 Tbsp ground flaxseed mixed with 3 Tbsp water, let sit 5 minutes). For the filling, try coconut cream with a dash of lemon juice for tanginess.
Higher Protein Version: Add 2 tablespoons of unflavored whey protein isolate to the dry ingredients for an extra protein boost without affecting taste or texture.
Nut-Free Alternative: Swap almond flour for sunflower seed flour in a 1:1 ratio. As mentioned earlier, watch for the potential color change!
Looking for more low carb fall muffin recipes? Check out HarmonyMeal’s collection of keto breakfast ideas for inspiration that goes beyond pumpkin season.
Serving Suggestions for Keto Pumpkin Cream Cheese Muffins
These keto-friendly pumpkin muffins stand beautifully on their own, but here are some serving ideas to take them to the next level:
For breakfast: Pair with bulletproof coffee or a keto-friendly smoothie for a complete morning meal that will keep you satisfied until lunch.
For snack time: Cut a muffin in half and spread with a thin layer of almond butter for added protein and staying power.
For dessert: Warm slightly and top with a dollop of whipped heavy cream sweetened with a few drops of liquid stevia and a sprinkle of extra pumpkin pie spice.
Holiday brunch: Arrange on a platter with other sugar free pumpkin muffins varieties and some fresh berries for a gorgeous presentation that will have everyone reaching for seconds.
The warm, comforting flavors in these muffins pair especially well with autumn beverages like cinnamon tea or a chilled almond milk latte.
Common Mistakes to Avoid with Keto Pumpkin Cream Cheese Muffins
Even experienced bakers can hit snags with keto baking. Here are some pitfalls to avoid when making these cream cheese keto desserts:
Using hot ingredients with the cream cheese: If your melted coconut oil or butter is too hot when you add it to the batter, it can cause the cream cheese to cook slightly and become lumpy. Always let hot ingredients cool to room temperature first.
Overmixing the batter: Keto batters don’t contain gluten, so they don’t need to be mixed until just combined. Overmixing can lead to dense, heavy muffins instead of light, tender ones.
Skipping the parchment liners: These muffins tend to stick more than traditional flour-based recipes. Always use parchment paper liners or silicone molds for easy release.
Underbaking: It can be tricky to tell when keto baked goods are done. Look for golden edges and a firm top that springs back when lightly touched. A toothpick inserted in the pumpkin part (not the cream cheese) should come out clean.
Using the wrong sweetener: Not all keto sweeteners measure or behave the same way. Stick with erythritol or monk fruit for best results in these keto pumpkin cream cheese muffins.
Storing Tips for Keto Pumpkin Cream Cheese Muffins
Proper storage is key to maintaining the flavor and texture of your keto pumpkin cream cheese muffins:
Counter storage: These muffins can be kept in an airtight container at room temperature for up to 2 days. After that, the cream cheese filling makes refrigeration necessary.
Refrigerator: Store in a sealed container for up to 1 week. The cold temperature might make them firm up a bit, so I recommend letting them sit at room temperature for 10-15 minutes before enjoying.
Freezer: These easy keto pumpkin recipes freeze exceptionally well! Place cooled muffins on a baking sheet and freeze until solid, then transfer to a freezer bag with the air pressed out. They’ll keep for up to 3 months.
Reheating: To enjoy a frozen muffin, thaw overnight in the refrigerator or microwave from frozen for about 30 seconds on 50% power. For the best texture, allow them to come to room temperature after thawing.
For meal prep fans, try making a double batch of these muffins—one to enjoy now and one to freeze for those hectic mornings when you still want something special.
Conclusion
These keto pumpkin cream cheese muffins have become my go-to recipe when fall arrives, bringing all the comfort of traditional pumpkin treats without the carb overload. They’re the perfect example of how keto baking can be just as satisfying and delicious as traditional baking—maybe even more so, since you get to enjoy them without the sugar crash afterward!
Whether you’re a seasoned keto baker or just dipping your toes into low-carb living, this recipe offers a foolproof way to enjoy the quintessential flavors of autumn. The combination of spiced pumpkin and tangy cream cheese creates that perfect balance of flavors that makes these muffins downright irresistible.
I’d love to hear how your keto pumpkin cream cheese muffins turn out! Drop a comment below with your experience or any creative twists you added to make the recipe your own. And if you’re looking for more keto-friendly inspiration, don’t miss our complete guide to keto baking at HarmonyMeal.
FAQs About Keto Pumpkin Cream Cheese Muffins
Can I use fresh pumpkin instead of canned in this keto pumpkin cream cheese muffins recipe?
Absolutely! Just cook and puree your fresh pumpkin, then strain through a cheesecloth to remove excess moisture. For every cup of canned pumpkin, use 3/4 cup of fresh pumpkin puree since homemade tends to be wetter.
Why did my keto muffins sink in the middle?
This typically happens when muffins are underbaked or when the oven door is opened during baking. Make sure your oven is fully preheated before baking, and resist peeking until the baking time is nearly complete.
Can I use coconut flour instead of almond flour?
Coconut flour absorbs much more liquid than almond flour, so it’s not a direct substitute. If you want to use coconut flour, reduce the amount to 1/3 cup and add 2 extra eggs to the batter.
Are these muffins suitable for diabetics?
Many people with diabetes find that keto baking fits well into their eating plan because it’s low in carbs and sugar. However, everyone’s needs are different, so check with your healthcare provider if you have specific dietary restrictions.
How can I make these muffins sweeter without adding carbs?
If you prefer a sweeter muffin, try adding a few drops of liquid stevia to the batter. You can also serve them with a side of keto whipped cream sweetened with your favorite low-carb sweetener for an extra touch of sweetness.
Keto Pumpkin Cream Cheese Muffins That Everyone Will Crave
These keto pumpkin cream cheese muffins are the perfect fall treat—warmly spiced, low in carbs, and filled with a creamy swirl that adds just the right indulgent touch. With only 3g net carbs per muffin, they’re a cozy, satisfying choice for breakfast or snacks on a keto or low-carb plan.
- Prep Time: 15 minutes
- Cook Time: 25 minutes
- Total Time: 40 minutes
- Yield: 12 muffins 1x
- Category: Low Carb Baking
- Method: Baking
- Cuisine: American
Ingredients
- For the muffin base:
- 2 cups almond flour
- 1/2 cup pumpkin puree (unsweetened)
- 3 large eggs
- 1/2 cup erythritol or monk fruit sweetener
- 1/4 cup coconut oil, melted
- 1 tbsp pumpkin pie spice
- 1 tsp vanilla extract
- 1 1/2 tsp baking powder
- 1/4 tsp salt
- For the cream cheese filling:
- 8 oz cream cheese, softened
- 1 egg
- 1/4 cup erythritol or monk fruit sweetener
- 1 tsp vanilla extract
Instructions
- Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners and lightly spray them with cooking spray.
- In a large bowl, whisk almond flour, pumpkin pie spice, baking powder, and salt. In another bowl, beat eggs, then add pumpkin puree, melted coconut oil, sweetener, and vanilla. Mix well. Combine wet and dry ingredients; stir until just combined.
- In a separate bowl, beat cream cheese until smooth. Add egg, sweetener, and vanilla; continue beating until fully smooth and creamy.
- Fill each muffin liner about 2/3 full with pumpkin batter. Spoon a generous tablespoon of cream cheese mixture into the center of each muffin. Swirl gently with a toothpick.
- Bake for 22–25 minutes, or until a toothpick inserted into the pumpkin portion comes out clean. The cream cheese may still be soft but will firm up as it cools.
- Let muffins cool in the pan for 10 minutes, then transfer to a wire rack. Best enjoyed fully cooled.
Notes
Use sunflower seed flour for a nut-free version (1:1 ratio). For a dairy-free version, use plant-based cream cheese and coconut cream. These muffins freeze well and are great for meal prep.
Nutrition
- Serving Size: 1 muffin
- Calories: 195
- Sugar: 1g
- Sodium: 140mg
- Fat: 17g
- Saturated Fat: 6g
- Unsaturated Fat: 10g
- Trans Fat: 0g
- Carbohydrates: 5g
- Fiber: 2g
- Protein: 6g
- Cholesterol: 55mg
Keywords: keto pumpkin muffins, low carb pumpkin muffins, keto fall baking, cream cheese swirl muffins
Can I use fresh pumpkin instead of canned in this keto pumpkin cream cheese muffins recipe?
Absolutely! Just cook and puree your fresh pumpkin, then strain through a cheesecloth to remove excess moisture. For every cup of canned pumpkin, use 3/4 cup of fresh pumpkin puree since homemade tends to be wetter.
Why did my keto muffins sink in the middle?
This typically happens when muffins are underbaked or when the oven door is opened during baking. Make sure your oven is fully preheated before baking, and resist peeking until the baking time is nearly complete.
Can I use coconut flour instead of almond flour?
Coconut flour absorbs much more liquid than almond flour, so it’s not a direct substitute. If you want to use coconut flour, reduce the amount to 1/3 cup and add 2 extra eggs to the batter.
Are these muffins suitable for diabetics?
Many people with diabetes find that keto baking fits well into their eating plan because it’s low in carbs and sugar. However, everyone’s needs are different, so check with your healthcare provider if you have specific dietary restrictions.
How can I make these muffins sweeter without adding carbs?
If you prefer a sweeter muffin, try adding a few drops of liquid stevia to the batter. You can also serve them with a side of keto whipped cream sweetened with your favorite low-carb sweetener for an extra touch of sweetness.
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